Attention homeowners in La Mesa and Dona Ana County: Get an Appraisal today!Here are the top 7 reasons New Mexico homeowners call on Frost Appraisal Services, LLC:
We at Frost Appraisal Services, LLC understand the particular needs of a customer in need of appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them. Pre-listing Services/For Sale by OwnerIt's very hard to be objective about your own home because you probably have an emotional attachment to it. The professional appraisers at Frost Appraisal Services, LLC will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a very valuable negotiating tool once you have a likely buyer, in addition to helping you set a realistic price to sell at so your property will attract interested buyers. It's something concrete to show your buyer. An appraisal is an independent third party's opinion of your house's value -- not just you saying how much you think your house is worth. Interested buyers assume you have an emotional attachment to your home and will be much more likely to give credibility to a qualified appraiser's value estimation than yours.Challenge Tax AssessmentIf you live in a local area that is declining or is not appreciating as much as other homes close to yours, your local tax assessor may have your home overvalued. This means you are paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better. Getting an appraisal from Frost Appraisal Services, LLC is your strongest weapon when challenging your property tax assessment.Need to remove PMI?A preferred way to save money for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is less than 80% of the value of your house, in most cases you can apply to a lender to have the PMI removed from your loan, which will make your monthly payments go down. At Frost Appraisal Services, LLC, we're veterans in helping clients just like you rid yourselves of undesirable PMI insurance.Was your HELOC recently frozen?Your lender just might decide to automatically freeze your home equity line of credit (HELOC) if your property is in or near a declining area -- even if your specific property has not declined in value. This can be damaging to your credit score since it may appear as though that credit line is maxed out, and also troublesome from a cash flow point of view. An expert appraisal from Frost Appraisal Services, LLC can help you reinstate your HELOC.We Also Provide Field and Desktop Appraisal Review ServicesDo you need an expert to double-check your appraisal for verity, or do you desire a second opinion without the expense and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comps in question. Or, if you need it ASAP, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.Do you need a retrospective review of an appraisal? We can help with that too. While usually requested by banks, you may wish to use this service if you suspect mortgage fraud related to your home. |
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